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Business Details
33 Years
experience
Your Trusted Source for Pre-Owned Vehicles in Amarillo, TX
Auto Sales & Finance has been serving the Amarillo, Texas area since 1993, providing quality pre-owned vehicles and tailored financing solutions. As a locally owned and operated dealership with an A+ accreditation from the Better Business Bureau, we prioritize customer satisfaction and transparency. Our team specializes in helping individuals with diverse credit histories achieve vehicle ownership through our in-house financing programs. We offer a wide selection of late-model cars, trucks, vans, and SUVs, ensuring options for every budget and lifestyle. Our sales professionals are committed to guiding customers through every step of the purchasing process with integrity and expertise.

By reporting full payment histories to major credit bureaus, we actively support clients in building or rebuilding their credit profiles. Our two convenient locations in Amarillo provide accessible service for residents across Canyon, Borger, Hereford, and Pampa. With decades of experience in the automotive industry, we combine personalized service with competitive pricing to deliver exceptional value. Our dedication to community-focused business practices has established us as a trusted partner in vehicle ownership for local families. Every interaction reflects our core values of respect, reliability, and long-term customer relationships.
Services
Pre-Owned Vehicles Auto Financing Credit Building Buy Here Pay Here Vehicle Selection
Details
  • Year established: 1993
Highlights and features
  • We offer on-site financing solutions for all credit types
  • Our team reports full payment history to major credit bureaus
  • We provide down payments as low as $500
  • We maintain an A+ rating with the Better Business Bureau
  • We offer a diverse inventory of late-model pre-owned vehicles
Associations and certifications
  • Better Business Bureau
What people say
Great experience Helped put us in the exact vehicle Best car buying experience Easy credit rebuilding process Knowledgeable staff
Services
Pre-Owned Vehicles
Our extensive inventory features late-model pre-owned cars, trucks, vans, and SUVs. We source quality vehicles that meet strict reliability standards for everyday use. Every purchase includes comprehensive support through our financing and credit-building programs.
Questions
Do you work with customers who have bad credit?
Yes, we specialize in helping customers with all credit types through our in-house financing programs.
What types of vehicles do you offer?
We provide a wide selection of late-model pre-owned cars, trucks, vans, and SUVs.
How does your financing process work?
We offer instant approval with down payments starting at $500 through our on-site financing.
Do you report payments to credit bureaus?
Yes, we report complete payment histories to major credit bureaus to help build credit.
What areas do you serve?
We serve customers across Amarillo, Canyon, Borger, Hereford, and Pampa, Texas.
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Reviews (7)
Tree Alone Shandy
May 21, 2022 Report
Not ideal, was trying to oversell me on a real heap. I don't know what they paid for it and they have to make their profit but I urge anyone who looks at a car from here to get a mechanic to check it first. They were really trying to push a lemon on me for nearly 4000 dollars.
Robert Kidd
May 09, 2022 Report
I went to Auto Sales and Finance with a bad taste for buy here pay here car lots after having such a horrible experience with the last lot I used. But Zach and his team was amazing he made this the easiest and most pleasant car buying experience I've ever had I will definitely be recommending Auto Sales and Finance to everyone!
Kessa Glover
Apr 21, 2022 Report
Zach was super friendly and very helpful throughout my car buying experience. I will most definitely refer people to him!
Dennis M.
Apr 12, 2022 Report
They have a 2 Year warrantee, and even free oil changes, I like that. Easy to do business with, even with bad credit.
Zach Cagle
Mar 22, 2022 Report
Will never buy a car from them again, Dennis is a liar. We called him and asked about a certain insurance policy, told him the deductible and he said it was ok. Took the insurance paperwork to him and again he said it was ok. A few days later him and the loan company they use said the deductible was too high and were incredibly condescending to my wife and myself. Honestly wish I could've given them the car back and gone somewhere else.

Cost me $170 to change a policy they approved twice, once before I even started said policy. Oh and the car started overheating the second day we had it. Very disappointed in the way they do business.
B. W.
Mar 06, 2022 Report
Just bought my 8th vehicle from AS&F.as always, a great buying experience. Zach was knowledgeable and friendly as always. I highly recommend Auto Sales and Finance to anyone needing a quality vehicle.they offer free oil changes and a power train warranty. RIP Kris and Russ
Chacho Sanchez
Mar 05, 2022 Report
I was helped by Zach.he did a awesome job helping get me a new ride. Everything was fast and professional 10/10 recommend.