Business Details
Your Trusted Used Car Dealer in Xenia, OH
At Advantage Car & Credit, we are dedicated to transforming the car-buying experience through integrity, reliability, and customer-centric solutions. Since our founding, we have specialized in serving individuals with bad credit, no credit, or new credit histories, offering tailored financing options that empower our customers to rebuild financial stability. Our team of experienced auto finance specialists prioritizes transparency, ensuring no hidden fees or pressure sales tactics.We stand behind every vehicle with a lifetime limited powertrain warranty, reflecting our confidence in the quality of our inventory. As a locally rooted business with eight Ohio locations, we combine regional expertise with nationwide standards, reporting payments to TransUnion to help customers establish credit. Through community initiatives like our Random Act of Kindness program, we extend our commitment beyond transactions to meaningful social impact.
Services
Used Cars
Financing
Warranty
Service Protection
Online Inventory
Highlights and features
- We offer a lifetime limited powertrain warranty on all vehicles.
- Our no-pressure sales approach prioritizes customer comfort and transparency.
- We specialize in financing for bad credit, no credit, and new credit customers.
- We report payments to TransUnion to help rebuild credit scores.
- Our community-focused initiatives demonstrate commitment beyond sales.
What people say
Great service
Easy approval
Reliable cars
Fair pricing
Credit help
Services
Used Car Sales
We offer a curated selection of high-quality used cars, trucks, SUVs, and vans. Every vehicle undergoes rigorous reconditioning to ensure reliability and safety. Our inventory includes late-model vehicles at competitive prices, with options available for customers in Greene, Montgomery, and Clark Counties. With eight Ohio locations and online browsing, finding your ideal car is convenient and stress-free.
Bad Credit Financing
Our in-house financing caters to customers with bad credit, no credit, or new credit histories. Through partnerships with specialized lenders, we provide low down payments and flexible weekly/monthly plans. We report payments to TransUnion to help rebuild credit scores. Approval focuses on employment history, income, and residency rather than traditional credit scores, enabling faster approvals.
Lifetime Warranty
Every vehicle includes a lifetime limited powertrain warranty covering engine, transmission, and drivetrain components. This warranty has no expiration date, ensuring long-term protection for your investment. Claims are processed through authorized repair facilities, with our team coordinating approvals to minimize customer hassle. This coverage reflects our confidence in vehicle quality and commitment to customer satisfaction.
Service Protection Plans
We offer affordable service protection plans to cover unexpected repair costs beyond the powertrain warranty. These plans apply to vehicles of all ages and mileages, providing financial security against mechanical breakdowns. Customers receive discounted rates at our full-service garage, staffed by certified technicians who perform maintenance and repairs using quality parts.
Remote Sales & Delivery
Our remote sales process allows customers to shop, apply for financing, and complete purchases from home. We provide virtual vehicle walkthroughs, digital document signing, and home delivery options. This service eliminates the need for multiple dealership visits while maintaining transparency and personalized support throughout the transaction process.
Questions
Can I get approved with bad credit?
Yes. We specialize in financing for bad credit, no credit, and new credit customers using income and employment verification instead of traditional credit scores.
What vehicles qualify for the lifetime warranty?
All used vehicles purchased from Advantage Car & Credit include a lifetime limited powertrain warranty covering engine, transmission, and drivetrain components.
How do I apply for financing?
Apply online via our website, visit any of our eight Ohio locations, or contact our team directly. We require ID, income proof, residency verification, and references.
Do you offer service after the sale?
Yes. Our full-service garage provides discounted maintenance and repairs, with service protection plans available for added coverage.
What areas do you serve?
We serve Greene County, Montgomery County, and Clark County, Ohio, including Xenia, Fairborn, Dayton, Springfield, Kettering, and surrounding communities.
Videos
Reviews (6)
Nicole
Jun 08, 2022
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Zack at the Fairborn location was amazing from the very beginning of the car buying process until the end. Professional, honest, and down to earth. Completely transparent in every phase of the process. I trust and would refer anyone looking to purchase a vehicle, hassle-free, to him without hesitation! Thank you, Zack!
Donna Salyer
Jun 05, 2022
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Great experience working with Zach & Tim. Love the truck. We will definitely come back to make our next purchase.
Jill Zecchini
Jun 01, 2022
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Zach at the Fairborn Advantage Car and Credit was wonderful. He was so helpful and patient and worked hard to help me find a car and a deal I could afford. Thank you for your help.
Ashley Beers
May 06, 2022
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Zack is absolutely amazing! He helped me with any and all questions I needed answered. Zack was very professional and kind. So thankful for all his help with getting me into a car!
Alex Kraus
Feb 27, 2022
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This man Zach got me in a great car, really good price for a fair down payment. Super awesome and professional dude, really nice dealership.
Shantel Mountjoy
Feb 12, 2022
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I haven't even had my car for a year & my engine and head gasket done messed up. I have a life time warranty and they aren't even using my warranty. For nothing the week I got it my horn goes out & my key wouldn't work to set my alarm or unlock the car. I had to go else where to get it fixed. Horrible place over priced all they want is you're money!
