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Business Details
We have been operating in Central Illinois for 30 years, making us the oldest and largest dealer in the region. Our core expertise lies in providing financing solutions for customers who have faced credit challenges in the past. We specialize in a buyherepayhere model that bypasses traditional banks, allowing realworld decisions at our dealership. Our team of experienced professionals assess each application with fairness, integrity, and a focus on client needs. We guarantee that qualified buyers with bad or no credit cannot be turned down, delivering confidence and peace of mind. We offer flexible financing options, including low down payments and customized payment schedules to match individual budgets.

Our commitment to transparency means we report payment activity to credit bureaus to help customers rebuild their credit histories. We maintain a fleet of up to 200 serviced, inspected vehicles from model year 2007 onward, ensuring quality and reliability. We prioritize honesty, integrity, and fairness in every interaction, building lasting relationships with our clients. We continuously improve our processes to solve financing obstacles quickly, enabling customers to drive today. Our goal is to deliver exceptional service and reliable transportation solutions that exceed client expectations.
Highlights and features
  • We have 30 years of experience serving Central Illinois customers.
  • Our status as the largest dealer ensures unmatched inventory selection.
  • We report payment activity to credit bureaus, helping rebuild credit.
  • Our fleet holds 200 serviced, inspected vehicles for reliable choices.
  • We guarantee no one is turned down for bad credit.
Services
Buy Here Pay Here
Buy Here Pay Here Financing allows customers with poor or no credit to purchase vehicles directly from our dealership. Our inhouse financing team evaluates each application on the spot, offering flexible terms without bank involvement. This approach guarantees approval for qualified buyers, enabling them to drive today while building credit through reported payments.
Flexible LowDownPayment Financing
We provide flexible financing options that require low down payments, making vehicle ownership accessible to budgetconscious buyers. Payment schedules can be customized to match individual income cycles, reducing monthly financial strain. This flexibility, combined with our transparent process, helps clients secure reliable transportation while improving their credit profiles.
Vehicle Inventory Sales
Our dealership maintains an inventory of up to 200 serviced, inspected vehicles ranging from 2007 model years onward. We guarantee each vehicle meets quality standards, giving customers confidence in reliability and performance. This extensive selection ensures that every buyer can find a suitable car quickly, minimizing waiting time and maximizing satisfaction.
Credit Reporting for Rebuilding
We report each customers payment history to major credit bureaus, providing a pathway to improve credit scores. This service enables clients with bad or no credit to qualify for conventional financing in the future. As a result, they gain greater financial opportunities and achieve longterm stability.
Reviews (4)
Alicia Sheets
Jun 20, 2022 Report
Super friendly and helpful! I was struggling without a car and was in and out in less than 2 hours. I would definitely recommend going here. Caitlyn & Ryan were amazing!
Karlie Magee
Jun 18, 2022 Report
Absolutely love working with Ryan, George, and Caitlyn. They helped me with my car situation and get me something I could leave that day with. Definitely go check them out they are great with cust. Service and work with your needs.
Margaret Klinebough
Jun 04, 2022 Report
After a day of car shopping and being denied, Caitlyn and George were able to get me in a car within an hour! Both very helpful! Caitlyn helped get everything approved with what I had to offer. Great People 5/5 would send everyone i know there that is looking for a car that doesnt have the greatest credit. George got the mud dobber nests out of the car we were purchursing which helped tremendously!
Elizabeth Fiegel
Jun 04, 2022 Report
My husband and I went here to get our first car, the staff was amazing and was more than willing to help us out based on our needs. I would definitely recommend